Bisnis.com, JAKARTA — PT Bank Tabungan Negara (Persero) Tbk. (BBTN), widely known as BTN, delivered a solid performance over the first 11 months of 2025, booking a net profit of Rp2.91 trillion, up 21.10% year on year (YoY).

The robust results have strengthened expectations that BBTN can carry its positive momentum into 2026, especially considering that 2025 proved challenging for the banking sector amid liquidity tightness, weakening purchasing power, and heightened non-performing loan risks.

Bisnis.com, JAKARTA — State-owned lender PT Bank Negara Indonesia Tbk. (BBNI) still saw a lower net profits for January–October 2025 period.

This raises the question: how do analysts estimate the bottom-line performance and dividend per share of one of Indonesia’s four major banks?

Bisnis.com, JAKARTA — The release of PT Bank Central Asia Tbk.’s (BBCA) financial results for the first nine months of 2025, which showed steady performance, has renewed investor optimism toward the lender’s shares. BBCA’s stock price once again climbed into positive territory following the announcement.

After facing heavy pressure in the second half of the year, BBCA shares hit their lowest level of 2025 at IDR 7,250 on Tuesday (14/10/2025). However, the stock rebounded sharply, jumping 5 percent on Monday (20/10/2025) to close at IDR 7,875.